Resilience in a Changing World - It’s Good to Talk (about money) Podcast

What’s the safest way to pay? – Resilience in a Changing World

In this podcast, Hannah Coffey is joined by Laura Rettie for the last podcast of the year for the resilience in a changing world podcast series, to talk about the safest way to pay - the most obvious debate being cash or card. Laura explains the positives and negatives of using each way of payment and explains how most of it is down to personal preference. They discuss how a lot of bars, pubs, restaurants etc, post pandemic, no longer accept cash for payment, why they think this is and whether they are actually allowed to do that. This episode also highlights the possible security risks of using contactless payments with the vast majority of people using this preferred way of payment. Laura goes on to explain how and why passcodes and biometrics are crucial when using a mobile device for contactless payments and how to keep safe when doing online payments. They end the episode reminding us how important it is to report scams and how you shouldn’t feel ashamed of being a victim to this.

The difference between credit cards and the pros and cons of using them – Resilience in a Changing World

In this podcast, Hannah Coffey speaks to Laura Rettie about the difference between credit cards and the pros and cons that come with using them. They talk about the difference between a credit card and a debit card and what the advantages are of using a credit card over a debit card. This episode explains how building up your credit history, can have a positive or negative impact to your credit score, depending on how you use your credit cards. Laura highlights how a responsible use of a credit card such as making timely payments and managing balances well, will contribute positively to your credit score, however mismanaging credit cards with behaviours such as paying late, will contribute negatively. She then goes on to explain what impact this can have. The episode talks about how long the impact of damage to your credit score can last and further highlights what will help you choose the best suited credit card for you.

Is Buy Now Pay Later a good idea? – Resilience in a Changing World – A cost-of-living podcast series

In this episode, Hannah and Laura discuss buy now pay later options. This podcast answers your questions about the buy now pay later process such as whether the BNPL is a loan, the difference between BNPL and credit cards, and what happens if you can’t repay what you owe. Laura breaks down the benefits and disadvantages of using buy now pay later options and discusses how providers make money.

Should you pay back your Student Loans? - Resilience in a Changing World - A cost-of-living podcast series

Hannah and Laura discuss what options people have who went to university and have outstanding student loans. This podcast covers the topic from start to finish as there is not one answer that will suit every person with a loan.

What a recession means for your finances - Resilience in a Changing World - A cost-of-living podcast series

Here is a new episode of the cost of living podcast series called Resilience in a changing world. This episode talks about about what a recession means for your finances. 

Common Financial Mistakes - Resilience in a Changing World - A cost-of-living podcast series

Here is a new episode of the cost of living podcast series called Resilience in a changing world. This episode talks about about how you can avoid common financial mistakes and hints & tips for maximising discounts.  

How to boost your income - Resilience in a Changing World - A cost-of-living podcast series

Hannah Coffey is joined by Laura Rettie, a personal finance broadcaster, to discuss how to boost your income. 

How to give your home the best chance of selling quickly - Resilience in a Changing World - A cost-of-living podcast series

Hannah Coffey is joined by Laura Rettie, a personal finance broadcaster, to discuss how to give your home the best chance of selling quickly. 

How to save money on your food shopping & motoring costs - Resilience in a Changing World - A cost-of-living podcast series

Hannah Coffey is joined by Laura Rettie, a personal finance broadcaster, to discuss how to save money on your food shopping & motoring costs.

The importance of credit scores and how to improve yours - Resilience in a Changing World - A cost-of-living podcast series

Hannah Coffey is joined by Laura Rettie, a personal finance broadcaster, to discuss the world of credit scores. Laura offers her tips on checking your credit score and also how this can be improved.