Resilience in a Changing World - It’s Good to Talk (about money) Podcast

Navigating April's Price Hikes

Welcome back to the ‘It's Good To Talk (about money)’ podcast with your hosts, Hannah and Laura. In this episode, we're taking a deep dive into the array of price hikes impacting your wallet this month, ranging from council tax increases to the rising costs of NHS dental care. We'll not only shed light on these price hikes but provide tips to help you navigate them too. 
 
Join us as we unravel the latest financial headlines, from Jeremy Hunt's eyebrow-raising comments on the purchasing power of a £100k salary to the sobering reality of how financial stress can impact our mental health.
 
Tune in now for a dose of financial wisdom on the 'It's Good To Talk (about money) Podcast'. 
 
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Budget Summary: Key points from the Chancellor's speech and what it means for your finances

Welcome back to 'The It's Good To Talk (about money) Podcast' with your hosts, Hannah and Laura. This month we'll dive into the implications of Jeremy Hunt's Budget for your finances, and unravel the potential impact of the changes.
We'll also dissect Nationwide's ambitious bid to acquire Virgin Money, shedding light on how this potential merger could reshape the banking landscape.
Ever wondered how inflation is calculated? We'll break down the methodology behind it and explore why items like Vinyl Records and Air Fryers have found their way into this year's basket of goods while hand sanitiser is out.
And speaking of changes in prices, brace yourselves for the upcoming hike in stamp prices set to take effect next month. We'll discuss how this increase might affect consumer behaviour and might even get sidetracked by discussing the potential mishaps with delivery drones. Tune in now for all this and more on the 'It's Good To Talk (about money) Podcast'!"
We would love to hear from you regarding our podcast. Please complete the following feedback form.

How to have difficult conversations with your partner about money - It's Good to Talk (about money) Podcast

Welcome back to 'The It's Good To Talk (about money) Podcast' with your hosts, Hannah and Laura. This month, we're delving into the crucial topic of navigating tricky money conversations with your partner. From handling differences in incomes to managing secretive spending habits, we're here with insights and practical tips to guide you through. Plus, we'll dissect the controversy surrounding Nationwide's recent advert, reveal the key figure for retiring comfortably and explore the savings required to step onto the housing ladder. Hit play now!

Bank of England interest rate decision

In this podcast, Hannah Coffey discusses the Bank of England's decision to hold the base rate at 5.25% for the fourth month in a row!Also in this episode is content regarding dry January, car insurance surges and the unexpected uptick in inflation at the end of 2023.

What’s the safest way to pay? – Resilience in a Changing World

In this podcast, Hannah Coffey is joined by Laura Rettie for the last podcast of the year for the resilience in a changing world podcast series, to talk about the safest way to pay - the most obvious debate being cash or card. Laura explains the positives and negatives of using each way of payment and explains how most of it is down to personal preference. They discuss how a lot of bars, pubs, restaurants etc, post pandemic, no longer accept cash for payment, why they think this is and whether they are actually allowed to do that. This episode also highlights the possible security risks of using contactless payments with the vast majority of people using this preferred way of payment. Laura goes on to explain how and why passcodes and biometrics are crucial when using a mobile device for contactless payments and how to keep safe when doing online payments. They end the episode reminding us how important it is to report scams and how you shouldn’t feel ashamed of being a victim to this.

The difference between credit cards and the pros and cons of using them – Resilience in a Changing World

In this podcast, Hannah Coffey speaks to Laura Rettie about the difference between credit cards and the pros and cons that come with using them. They talk about the difference between a credit card and a debit card and what the advantages are of using a credit card over a debit card. This episode explains how building up your credit history, can have a positive or negative impact to your credit score, depending on how you use your credit cards. Laura highlights how a responsible use of a credit card such as making timely payments and managing balances well, will contribute positively to your credit score, however mismanaging credit cards with behaviours such as paying late, will contribute negatively. She then goes on to explain what impact this can have. The episode talks about how long the impact of damage to your credit score can last and further highlights what will help you choose the best suited credit card for you.

Is Buy Now Pay Later a good idea? – Resilience in a Changing World – A cost-of-living podcast series

In this episode, Hannah and Laura discuss buy now pay later options. This podcast answers your questions about the buy now pay later process such as whether the BNPL is a loan, the difference between BNPL and credit cards, and what happens if you can’t repay what you owe. Laura breaks down the benefits and disadvantages of using buy now pay later options and discusses how providers make money.

Should you pay back your Student Loans? - Resilience in a Changing World - A cost-of-living podcast series

Hannah and Laura discuss what options people have who went to university and have outstanding student loans. This podcast covers the topic from start to finish as there is not one answer that will suit every person with a loan.

What a recession means for your finances - Resilience in a Changing World - A cost-of-living podcast series

Here is a new episode of the cost of living podcast series called Resilience in a changing world. This episode talks about about what a recession means for your finances. 

Common Financial Mistakes - Resilience in a Changing World - A cost-of-living podcast series

Here is a new episode of the cost of living podcast series called Resilience in a changing world. This episode talks about about how you can avoid common financial mistakes and hints & tips for maximising discounts.